1. Cost of accommodation, the major chunk of your budget.

Social isolation could be a tough for international students right now, specially when they are away from their family and many of their friends are planning to/ already  went back to their hometown. So I'm sure this phase is overwhelming for many and keeping your spirits up seems tough.  However, isolation is essential to win the battle against this Novel virus, so please avoid public places or hosting parties at home. 

I still remember my condition last year. Behind my broad smile as a reply to every person congratulating me for the offer, there was my panicking self, getting paranoid for uncertainties I was going to face by living  away from the family.  I'm pretty sure that its the same case with every Indian student leaving the country for education and work, irrespective of age.